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Terms of Service

Last updated: May 16, 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Customer," "you," or "your") and Antioch Church Financial Management, LLC ("AntiochCFM," "we," "us," or "our"), governing your access to and use of the AntiochCFM platform, including all related websites, applications, and services (collectively, the "Service").

By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are entering into these Terms on behalf of a church, ministry, or organization, you represent and warrant that you have the authority to bind that entity to these Terms.

2. Description of Service

AntiochCFM is a cloud-based church financial management platform that provides tools for:

  • Tracking tithes, offerings, and giving across multiple fund categories
  • Member management and directory services
  • Expense tracking and budget management
  • Financial reporting, including donor statements and 501(c)(3) summaries
  • Online giving and donation processing
  • Event management and church calendar
  • Outreach and community engagement tools

3. Account Registration and Eligibility

To use the Service, you must create an account by providing accurate, complete, and current information. You are responsible for safeguarding your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access or use of your account.

The Service is designed for churches, ministries, and religious nonprofit organizations. You must be at least 18 years of age to create an account.

4. Subscription Plans, Billing, and Payment

4.1 Plans and Pricing

AntiochCFM offers multiple subscription tiers (Starter, Professional, and Enterprise), each with a one-time setup fee and recurring monthly charges. Current pricing is displayed on our Pricing page and may be updated from time to time with 30 days' prior notice.

4.2 Free Trials

New accounts may receive a free trial period. During the trial, you have access to the features of the assigned plan. At the end of the trial, your access will be paused unless you subscribe to a paid plan. No charges are incurred during the trial period.

4.3 Billing

Subscription fees are billed in advance on a monthly basis via Stripe, our third-party payment processor. By providing a payment method, you authorize us to charge applicable fees. If a payment fails, we will notify you and may suspend access until the balance is resolved.

4.4 Refunds

Setup fees are non-refundable once onboarding has begun. Monthly subscription fees are non-refundable for partial months. If you cancel mid-cycle, you retain access through the end of your current billing period. We may, at our sole discretion, issue refunds or credits on a case-by-case basis.

5. Data Ownership and Intellectual Property

5.1 Your Data

You retain full ownership of all data you input into the Service, including member information, financial records, giving history, and any other content ("Customer Data"). AntiochCFM does not claim any ownership interest in your Customer Data.

5.2 License to Us

You grant AntiochCFM a limited, non-exclusive license to use, process, and store your Customer Data solely for the purpose of providing, maintaining, and improving the Service.

5.3 Our Intellectual Property

The Service, including its design, features, code, documentation, logos, and trademarks, is the exclusive property of AntiochCFM and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any part of the Service.

6. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable law or regulation
  • Upload or transmit malicious code, viruses, or any harmful software
  • Attempt to gain unauthorized access to any part of the Service or its infrastructure
  • Use the Service to store or process data unrelated to your church or ministry operations
  • Resell, sublicense, or redistribute access to the Service without written permission
  • Interfere with or disrupt the integrity or performance of the Service

7. Privacy and Data Protection

Our collection, use, and protection of personal information is governed by our Privacy Policy and Data Processing Agreement, both of which are incorporated into these Terms by reference. You are responsible for ensuring that your use of the Service complies with applicable data protection laws, including obtaining any necessary consents from your church members whose data you input into the Service.

8. Service Availability and Support

We strive to maintain 99.9% uptime for the Service. However, we do not guarantee uninterrupted access and are not liable for downtime caused by scheduled maintenance, third-party service outages, force majeure events, or circumstances beyond our reasonable control. We will make commercially reasonable efforts to notify you in advance of planned maintenance.

9. Cancellation and Termination

9.1 By You

You may cancel your subscription at any time through the billing portal in your account settings or by contacting us. Upon cancellation, you retain access through the end of your current billing period.

9.2 By Us

We reserve the right to suspend or terminate your account if you violate these Terms, fail to pay fees when due, or engage in conduct that we determine, in our sole discretion, is harmful to the Service or other users.

9.3 Effect of Termination

Upon termination, your right to access the Service ceases. We will retain your Customer Data for 30 days following termination, during which you may request an export of your data. After the 30-day retention period, your data will be permanently deleted in accordance with our Data Processing Agreement.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANTIOCHCFM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ANTIOCHCFM DOES NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE, UNINTERRUPTED, OR SECURE.

AntiochCFM is not a licensed accounting firm, tax advisor, or legal counsel. The financial reports and tools provided are for informational and organizational purposes only and do not constitute financial, tax, or legal advice. You should consult with qualified professionals for accounting, tax, and legal matters.

12. Indemnification

You agree to indemnify, defend, and hold harmless AntiochCFM and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any third-party rights.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in the State of Georgia.

14. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will notify you by email or through the Service at least 30 days before the changes take effect. Your continued use of the Service after the effective date constitutes your acceptance of the revised Terms.

15. Contact Us

If you have questions about these Terms, please contact us at: